You may also be able to save even more
if you use your refinance proceeds to
pay off credit card or other installment
debt, since mortgage interest is usually
100% tax-deductible, and interest on
consumer debt is not. whether your just
looking to lower your payment or want to
get some "cash out" for home
improvements or another purpose.
Refinancing can also be a mind-boggling experience because
you have to make a lot of decisions. You have to decide if
refinancing is for you. Is now the right time? What kind of
loan you should get? How many years should your loan take?
What are the refinancing costs going to be? How many years
do you need to continue in your house in order to come out
ahead if you refinance? Since mortgage rates tend to change
- sometimes becoming higher and sometimes lower - should you
lock the rate you are quoted or should you let it float?
These and other matters can cause you serious concerns.
That's where we come in. We are experts in the refinancing
arena. Much planning and thinking needs to go into your
decision whether or not to refinance. Depending on your
personal situation and current mortgage rates, the answer
for you could be either "yes" or "no." In any case, you will
feel much better about your final decision because you have
approached it carefully and we're here to help simplify the
process is 1-2-3!
There are many
different ways refinancing can help out
your financial situation, including:
- Debt
Consolidation
- By refinancing existing loans, your
monthly payments can be combined into
one simple payment at a lower interest
rate.
- Home
Improvements
- With the savings from a refinanced
loan, extra funds can be applied to
increasing the value of your home,
including remodeling, upgrading, and
landscaping.
- Family
Education
- Refinancing often saves hundreds, if
not thousands, of dollars each month,
making it the perfect option for
building a child's college fund.
- More
Investments
- Why waste money when refinancing
gives you cash to invest? Stocks,
bonds, and real estate are all closer
to your reach when you refinance.
Your
Refinancing Options
Depending on what your
current situation and existing mortgage
are, Apex Mortgage can help determine
what your best refinancing option is.
Take advantage of low market rates and
ditch the adjustable rate mortgage, or
get a convertible fixed-rate mortgage to
open up more flexibility - it's all
possible! Refinancing services include:
- Fixed
- Know exactly what you'll be spending
each month with your choice of 30-,
20-, or 15-year options.
- Adjustable
Rate Mortgage (ARM)
- Take advantage of low starting rates
with loans that fluctuate over time
based on market conditions.
- Convertible
Fixed-Rate Mortgage (CRM)
- Get the most flexibility with a CRM,
including the option to change your
interest rate after a set timeframe.
Learn more about the
ways refinancing can aid your financial
situation and find out the best plan for
you by applying
for a loan online or by
calling 866-339-1950.
The advantages we offer you for your refinancing needs
include:
- Low Rates.
- Advice from
an Experienced Lender.
- Several
mortgage programs available.
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Ready to
refinance your current mortgage? |
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1. |
Apply Online for a
free quote and
to be pre-approved for the loan you
want. |
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2. |
A personal
loan advisor will review your application and provide
you with sound lending advice on available options that
will work best for your situation. |
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3. |
Final loan
documents are signed off and your refinance process is
complete in less then two weeks. |
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Apex
Mortgage Company is an Equal Housing Opportunity Lender